What is stable value

Check out our pieces for stable value basics and answers to popular questions.

 

 Stable Value 101

 

 FAQ

What is stable value?

               

FAQ

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In the media

 

This new article covers many of the same points along with an updated historical overview of interest rate movement and considerations for the current economic climate. It demonstrates stable value's track record dealing with rising interest rates as well as how it has responded to the 10 instances of inverted yield curves since 1953, comparing its performance to that of money market both in the short and long term.  Click here to read the full article...

Safe places to stash your cash, from money market funds to stable value funds, are yielding more than they have in years. It pays for retirees to look around. Click here to read the full article on Kiplinger...

This SVIA fact sheet compares and contrasts stable value to money market funds Click here to view the fact sheet...

A brief mention of accessing Stable Value in a 401(k).  Click here to read the full article on Bloomberg...

Stable value assets hit a record high of $770 billion in the US retirement market as of second quarter 2015 according to new SVIA survey.  Click here to read the full article on PRWeb...

Morningstar has released an overview of stable value funds titled Unpacking Stable Value Funds by Karen Wallace as part of their "The Short Answer" series. This article gives a brief summary of what stable value funds are and where they can be found, as well as a brief synopsis of how they fit into portfolios and their potential risks. The article has garnered significant attention on social media and provides an unbiased third party description of stable value.  Click here to read the full article on Morningstar...

This program will offer basic information on the structure and operation of CITs, including how they are regulated and benefits of their use.  View the webcast here...

For plan sponsors debating the addition of a stable value offering to their lineups, Jim King, managing director of strategic relationships at Prudential Retirement, sees a solid place for this option on a streamlined investment menu.  Click here to read the full article...

Stable value investing is playing an increasingly important role in defined contribution (DC) plans such as 401(k)s. For sponsors and participants, this conservative asset class - offered through insurance company contracts - can deliver steady returns without the volatility associated with stock and bond funds.  Click here to read the full article...

SVIA is pleased to announce the release of an educational video series on stable value funds.  The series features SVIA members answering 24 questions on stable value funds. View the videos here...

EBRI/ICI's 401(k) database continues to provide the most definitive look at 401(k) plans.  Their latest report, "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2013," covered 26.4 million plan participants in 72,676 plans that held $1.912 trillion in assets.  The comprehensive 2013 report covers half of all 401(k) participants, 15 percent of all plans and 46 percent of all 401(k) assets. Read More...

Stable value funds, an essential but somewhat overlooked asset class, offer reasonable returns, low risk and bedrock value. Especially in light of today's market volatility, they can help shield a portfolio from outsized returns on both the upside and the downside. Read More...

Now that the Federal Reserve has announced it will start reducing its bond buying program by $10 billion per month, the impact is being felt in the financial markets. Stocks cheered the news, seeing it as confirmation that the Fed is growing more confident about the recovery of the US economy. Read More...

What are stable value funds? How do they work? What are the benefits? What are the risks? These are some of the basic questions most have. Below we will answer these questions and others to help you increase your knowledge and understanding of stable value funds. Read More...

Stable value investment options have been offered in defined contribution plans since these plans’ inception in the 1970s. Throughout their 40 year history, stable value funds have consistently delivered a unique combination of benefits: liquidity, principal preservation and consistent, positive returns. Stable value’s unique characteristics are governed by the Financial Accounting Standards Board as well as the Governmental Accounting Standards Board. Read More...

Given the complexity and uncertainty of today’s financial markets and economy, it is no wonder that plan sponsors and plan participants continue to appreciate the benefits of stable value. As of December 31, 2011, over 25 million plan participants in more than 159,000 defined contribution plans invested $645.5 billion in stable value products. Read More...